DVC 2042 Resorts: What Buyers Should Know Before Buying

Six Disney Vacation Club contracts end on January 31, 2042: Beach Club Villas, BoardWalk Villas, Boulder Ridge Villas, Hilton Head, Old Key West (original contracts), and Vero Beach. As of 2026, that leaves about 16 years of use. When the date arrives, the points stop. Nothing carries forward, and there is nothing left to resell.

That one date explains most of what you see on resale listings for these resorts. It is also why searches for the cheapest DVC resort usually land on a 2042 contract. A low asking price and a low cost of ownership are not the same thing, though, and the gap between them is wider here than anywhere else in the system.

The six 2042 contracts at a glance

The asking prices are averages of resale listings on this site as of October 2026. They are what sellers were asking, not what contracts sold for. All six contracts share the same end date, which you can compare against the rest of the system on the DVC resort expiration dates page.

Why 2042 asking prices are lower

A price per point buys the right to receive those points each use year until the contract ends. Fewer years left means fewer total points, so buyers pay less for each one. That is the whole mechanism.

Old Key West shows it cleanly because the same resort sells with two end dates. As of October 2026, resale listings on this site were asking an average of $93.55 per point for original 2042 contracts across 86 listings, with a range of $69 to $136. The 2057 extended contracts were asking an average of $110.00 per point, with a range of $100 to $115. Only three extended listings were in that snapshot, so treat that average as a small sample. Same rooms, same annual dues, different end date.

The spread inside the group is just as telling. Vero Beach listings ranged from $40 to $92.67 per point. Hilton Head ranged from $67 to $76. Beach Club Villas, at $124 to $154, still asks more than many contracts with decades more life. Location near Epcot and demand for its rooms at the 11 month home resort window keep buyers paying for it even with 16 years left.

Old Key West: 2042 versus 2057

Old Key West is the only resort with two contract types. The original contracts expire in 2042. In 2011, some owners paid Disney to extend their contracts to 2057. Those extended contracts are a different product with roughly 15 more years of use.

Both types paid the same annual dues in 2026: $11.21 per point. The difference is entirely in how long you get to use the points. Before you make an offer on any Old Key West contract, confirm the expiration year in writing. A listing that says only "Old Key West" does not tell you enough.

Annual dues are the bigger number

The 2042 group includes the two most expensive resorts in the system to own year to year. Vero Beach charged $14.89 per point in 2026, the highest in the system. Hilton Head charged $12.86. For comparison, Grand Floridian charged $8.31, the lowest at Walt Disney World.

On a 150 point contract, 2026 annual dues work out to:

• Vero Beach: $2,233.50
• Hilton Head: $1,929.00
• Old Key West: $1,681.50
• Beach Club Villas: $1,471.50
• Boulder Ridge Villas: $1,465.50
• BoardWalk Villas: $1,450.50

Dues are owed each year whether you travel or not. They have also climbed. Vero Beach went from $11.23 per point in 2021 to $14.89 in 2026, an increase of $3.66. Hilton Head rose from $9.97 to $12.86 over the same years. The full table by resort is on the DVC annual dues page.

Cost per point per year: one worked example

The fair way to compare a 2042 contract with a longer one is to spread the purchase cost across the years you will actually use and then add a year of dues. Here is a 150 point Old Key West original contract at the October 2026 average asking price.

1. Purchase price: 150 points x $93.55 = $14,032.50
2. Add the $500 Disney Contract Administration Fee and up to $500 in title and closing costs: $14,032.50 + $1,000 = $15,032.50
3. Spread over about 16 years: $15,032.50 / 16 = $939.53 per year
4. Per point: $939.53 / 150 = $6.26 per point per year
5. Add 2026 annual dues: $6.26 + $11.21 = $17.47 per point per year

Run the same math on a 150 point Saratoga Springs contract, which expires in 2054 and leaves about 28 years. At the October 2026 average asking price of $105.04, the purchase is $15,756.00. Add $1,000 for the CAF and closing costs to reach $16,756.00. Divided by 28 years, that is $598.43 per year, or $3.99 per point. Add $9.19 in 2026 dues and you get $13.18 per point per year.

The Old Key West contract costs about $1,700 less to buy and about $4.29 more per point for each year you own it. The math leaves out future dues changes and what money is worth over time, and it assumes you use the full 16 years. If your contract closes late in 2026 with a use year that leaves 15 full years, divide by 15 instead and the Old Key West figure rises to $17.89. The DVC cost of ownership calculator lets you change each input.

Who a 2042 contract fits

• You want DVC for a defined stretch, such as the years your children live at home, and you do not expect to travel past the early 2040s.
• You want 11 month home resort priority at Beach Club Villas or BoardWalk Villas and accept paying for a short contract to get it.
• You want to keep the cash you spend up front low and can absorb higher dues each year.
• You already own DVC and want to add points with a matching use year so they pool with your existing balance.

Who it does not fit

• You want to use DVC for 30 years. A 2042 contract cannot do that.
• You want the lowest cost per point per year. The worked example above shows a longer contract can beat a cheaper 2042 contract once dues and years are counted.
• You care most about low annual dues. Vero Beach and Hilton Head have the highest dues in the system.
• You expect to resell later and recover much of your price. Whoever buys from you will be buying fewer years than you did.

A 2042 contract is not a bad purchase. It is a short one, priced for its length, and it rewards a buyer who knows exactly how many trips they will take before January 31, 2042. Count those trips first. If the number of years you will use the contract is smaller than the years left on it, the remaining years have no value to you, and the cost per point per year rises with each year you skip.