DVC Annual Dues 2026 Per Point by Resort
Yearly membership costs for Disney Vacation Club resorts
| Resort | Per Point | 100 Points | 150 Points | 200 Points |
|---|---|---|---|---|
| Animal Kingdom Villas | $10.16 | $1,016.08 | $1,524.12 | $2,032.16 |
| Aulani | $10.96 | $1,095.72 | $1,643.58 | $2,191.44 |
| Aulani (Subsidized) | $8.24 | $824.00 | $1,235.54 | $1,647.38 |
| Bay Lake Tower | $8.74 | $874.15 | $1,311.23 | $1,748.30 |
| Beach Club Villas | $9.81 | $981.13 | $1,471.70 | $1,962.26 |
| BoardWalk Villas | $9.67 | $967.17 | $1,450.76 | $1,934.34 |
| Boulder Ridge Villas | $9.77 | $976.72 | $1,465.08 | $1,953.44 |
| Cabins at Fort Wilderness | $12.28 | $1,227.56 | $1,841.34 | $2,455.12 |
| Copper Creek Villas | $9.02 | $902.00 | $1,353.00 | $1,804.00 |
| Disneyland Hotel | $10.54 | $1,053.54 | $1,580.31 | $2,107.08 |
| Grand Californian | $9.52 | $952.03 | $1,428.05 | $1,904.06 |
| Grand Floridian | $8.31 | $831.42 | $1,247.13 | $1,662.84 |
| Hilton Head | $12.86 | $1,286.21 | $1,929.32 | $2,572.42 |
| Old Key West | $11.21 | $1,120.54 | $1,680.81 | $2,241.08 |
| Polynesian Villas | $8.33 | $833.34 | $1,250.01 | $1,666.68 |
| Riviera Resort | $9.46 | $945.53 | $1,418.30 | $1,891.06 |
| Saratoga Springs | $9.19 | $918.77 | $1,378.16 | $1,837.54 |
| Vero Beach | $14.89 | $1,489.39 | $2,234.09 | $2,978.78 |
| Vero Beach (Before 1/1/96) | $11.69 | $1,168.59 | $1,752.89 | $2,337.18 |
What Are DVC Annual Dues?
Annual dues are the yearly fee every Disney Vacation Club owner pays to keep their membership active. The fee covers the cost of running and maintaining the resorts you can book with your points. You will sometimes see annual dues called maintenance fees, but on this site we use the term annual dues because that is what appears on your official Disney statement. Dues are separate from the one time cost of buying your contract, and you pay them every year for as long as you own the membership.
How DVC Annual Dues Are Calculated
Your annual dues are based on two things: the number of points you own and the per point dues rate at your home resort. To find your yearly cost, multiply your point total by your resort per point rate. For example, an owner with 150 points at a resort that charges ten dollars per point would pay fifteen hundred dollars in annual dues that year. The chart above shows the 2026 per point rate for each resort along with sample totals for 100, 150, and 200 point contracts, so you can estimate your own cost in seconds.
Why Annual Dues Differ by Resort
Every DVC resort sets its own per point dues rate, and the gap between the lowest and highest resort can be meaningful over the life of a contract. Several factors drive the difference. Property taxes vary by location and are passed through to owners. Resorts with extensive grounds, water features, boat transportation, or beachfront exposure cost more to maintain. Older standalone properties sometimes carry higher per point costs than newer towers that share services with a larger hotel. When you compare contracts, the purchase price is only half the picture, because a resort with a low per point dues rate can save you money every single year you own it.
Do DVC Annual Dues Go Up Every Year?
In most years, yes. Dues are set annually at each resort to match the real cost of operating the property, and those costs tend to rise over time. Increases are usually modest from one year to the next, but they add up across a contract that may run for decades. This is why long term buyers pay close attention to a resort dues history, not just its current rate. A resort with a record of smaller, steadier increases can be easier to budget for.
What Your Annual Dues Pay For
Annual dues fund the day to day operation of the resort and the upkeep that keeps it in Disney condition. The money covers housekeeping, landscaping, utilities, staffing, insurance, and the property taxes assigned to your ownership. A portion also goes into a reserve fund that pays for major refurbishments, such as replacing furniture, flooring, and soft goods on a regular cycle. In short, your dues are what keep the resort looking and feeling new years after it was built.
Frequently Asked Questions
How much are DVC annual dues?
Annual dues are charged per point, so your total depends on how many points you own and which resort is your home. Per point rates for 2026 are listed in the chart above, with examples for common contract sizes. Multiply your point total by your resort rate to find your yearly cost.
Can you pay DVC annual dues monthly?
Disney bills dues once a year, but members can enroll in a monthly payment plan that spreads the annual amount across twelve installments. Many owners use this to keep the cost predictable month to month.
Can you pay DVC annual dues with a credit card?
Yes. Dues can be paid by credit card through the member website, and some owners do this to earn rewards. You can also pay by bank draft or check.
Are DVC annual dues tax deductible?
For most owners using the membership personally, dues are not deductible. The portion tied to property taxes may be deductible in some situations. Check with a tax professional about your own circumstances.
What happens if you do not pay your DVC dues?
Unpaid dues can accrue interest and put your membership at risk. If they go unpaid long enough, Disney can place a lien on the contract and ultimately foreclose, so staying current protects your ownership.
Which DVC resort has the lowest annual dues?
Rates change each year, but the resorts toward the top of the chart above carry the lowest per point dues for 2026. Newer towers that share services with a larger resort often land here.
Which DVC resort has the highest annual dues?
Standalone and beachfront resorts tend to carry the highest per point dues because they cost more to maintain. The current ranking is shown in the chart above.
Do annual dues affect DVC resale value?
They can. A contract at a resort with low, stable dues is attractive to buyers because it costs less to hold each year, which can support stronger resale demand.
Are annual dues the same as the price to buy a contract?
No. The purchase price is a one time cost to acquire the points. Annual dues are an ongoing yearly fee you pay every year you own the membership.