How Much Does DVC Cost in 2026?

Disney Vacation Club retail prices, and how much you save buying resale instead of direct from Disney.

Retail vs. Resale: The Cost Difference

Disney sells DVC points directly at retail prices. Resale buyers purchase the same points from existing owners at significantly lower prices through a licensed resale broker.

30 to 50%
Average savings buying resale vs. retail
$200 to $265
Typical Disney retail price per point (2026)
$75 to $210
Typical resale price per point (2026)

2026 DVC Retail Prices by Resort

Resort Points Retail Price Retail / Point

What Does DVC Really Cost? Breaking It Down

Purchase price. The one-time cost to buy the points (retail or resale). Most first-time buyers purchase 100 to 200 points. At $220/pt retail, a 150-point contract costs $33,000. The same contract resale typically runs $18,000 to $22,500.

Annual dues. Paid every year regardless of whether you use your points. In 2026, dues range from $7.50 to $9.50 per point per year. A 150-point contract costs $1,125 to $1,425 in annual dues.

Closing costs. Buyers pay title transfer and escrow fees at closing, typically $300 to $600 for resale transactions.

No loan interest on resale. Disney offers financing on retail purchases at rates typically above 10%. Resale buyers who pay cash avoid this entirely. The interest cost on a $30,000 retail loan over 10 years at 10% adds roughly $17,000 in total interest, more than the purchase price of many resale contracts.

Frequently Asked Questions

How much does DVC cost in 2026?
Disney Vacation Club retail prices in 2026 range from approximately $200 to $265 per point depending on the resort. Most new DVC contracts require a minimum purchase of 50 to 100 points, putting the retail entry cost between $10,000 and $26,500. Buying DVC resale instead saves 30 to 50%, with resale prices ranging from $75 to $210 per point.
Is it cheaper to buy DVC resale?
Yes, significantly. DVC resale prices are typically 30 to 50% lower than Disney's retail prices. On a 150-point contract at a mid-tier resort, resale savings often range from $10,000 to $15,000 compared to buying direct. The tradeoff is that resale buyers cannot use points at certain newer resorts (Riviera, Disneyland Tower) and do not qualify for Disney's Membership Extras perks program.
What are DVC annual dues on top of the purchase price?
In addition to the purchase price, DVC owners pay annual dues each year. In 2026, dues range from approximately $7.50 to $9.50 per point per year depending on the resort. For a 150-point contract, annual dues are roughly $1,125 to $1,425 per year. See our full 2026 DVC annual dues chart for per-resort breakdowns.
How much is a DVC membership?
A DVC membership has two parts: a one time purchase price for your points and ongoing annual dues. Buying resale instead of direct lowers the purchase price, which is the largest single cost. See the price table above for current per point figures.
How much does it cost to join DVC?
The cost to join depends on the resort and how many points you buy. Most first time buyers purchase 100 to 200 points. Resale buyers pay less per point than buyers going direct through Disney, so the entry cost is lower. Use the price table above to estimate your own total.
What is the average cost of a DVC membership?
There is no single average because cost depends on the resort, the point total, and whether you buy resale or direct. The price table above shows the current per point range so you can calculate the figure that applies to the contract you want.

Browse Current DVC Resale Listings

See available contracts at resale prices, well below what Disney charges direct.

View Resale Listings