Disadvantages of Buying DVC Resale

Expert Insight: Disadvantages of Buying DVC Resale Disadvantages of Buying DVC ResaleBuying Disney Vacation Club resale is a great way to save money, but it’s important to understand the trade-offs. Knowing the disadvantages of buying DVC resale helps you set realistic expectations and choose the contract that fits your travel goals. At DVC Sales, we’re transparent about the pros and the cons — so you can make the best decision for your family. No Member Extras from DisneyResale buyers don’t receive Disney’s “Membership Extras,” which can include discounts on dining, merchandise, and special events. These extras are reserved for direct purchasers who meet minimum point requirements. While nice, these perks are optional — and many resale buyers find they save more overall without them. Restrictions on Booking New ResortsIf you buy a resale contract at a newer resort like Riviera, you’ll be limited to booking only at that resort. This policy doesn’t apply to older resorts, which still offer booking across the original DVC network. Choosing the right resort upfront solves this issue. Can’t Use Points for Cruises or Adventures by DisneyResale buyers cannot use their points for Disney Cruise Line or Adventures by Disney bookings. However, even direct owners rarely use points this way due to poor value per point. Most resale buyers either rent out points or pay cash when they want to cruise. Longer Purchase TimelineThe resale process usually takes 6 to 8 weeks. This includes submitting your offer, getting through Disney’s Right of First Refusal (ROFR), completing paperwork, and closing through a title company. While longer than direct purchases, it’s a one-time process that results in full ownership. No Disney Financing OptionsDisney does not offer financing on resale contracts. Buyers must pay in full or arrange financing through a third-party lender. Fortunately, many financing options are available, and some buyers prefer avoiding Disney’s interest rates anyway. Why It’s Still Worth ItDespite these disadvantages, resale remains the most cost-effective way to join DVC. You’ll still enjoy long-term access to deluxe Disney resorts, point flexibility, and the same booking rules — all for thousands less.

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According to industry research and our extensive experience with over 1,000 successful transactions, this information is current as of October 2025.

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