How to Sell Your DVC Contract

A complete step-by-step guide to selling your Disney Vacation Club contract in 2026: pricing, ROFR, timelines, and what to expect.

DVC Resale Timeline at a Glance

1
List
Price your contract and list with a licensed resale broker
2
Offer
Receive and accept an offer: typically 2 to 8 weeks
3
ROFR
Disney reviews and waives their right of first refusal, up to 30 days
4
Close
Title and closing: 30 to 60 days after ROFR waiver

Total time: 3 to 6 months on average

Step-by-Step: How to Sell Your DVC Contract

1

Know What Your Contract Is Worth

DVC resale prices are driven by resort, number of points, and current market demand. Before listing, research recent sales for your resort. Copper Creek, Riviera, and Bay Lake Tower command the highest per-point prices ($145 to 175). Older resorts like Old Key West, Vero Beach, and Hilton Head sell for less ($80 to 110).

Your use year also matters. A June use year is more valuable than a September use year because owners have more time to bank or borrow. Banked points that are about to expire can reduce your asking price; a full allocation of current-year points adds value.

2

Choose a Licensed DVC Resale Broker

DVC resale contracts are real estate transactions and must be handled by a licensed real estate broker in Florida or California (depending on the resort). Working with a specialist broker who handles DVC exclusively is strongly recommended over a general real estate agent who may be unfamiliar with ROFR, use years, and Disney's processes.

Broker commissions vary. Ask each broker for their full fee schedule before signing any listing agreement. Some brokers charge a flat fee instead. Compare broker commission rates, average days-to-close, and whether they handle ROFR paperwork for you.

3

List and Accept an Offer

Once listed, buyer interest varies by resort and season. Popular resorts may receive offers within days; slower resorts can take weeks or months. You are not locked in. You can adjust your price at any time before accepting an offer.

When you accept an offer, a purchase contract is executed. The buyer typically puts down a deposit (usually $500 to $1,000) held in escrow. The contract is then submitted to Disney for ROFR review.

4

Disney's Right of First Refusal (ROFR)

Disney has the contractual right to match any offer and buy the contract back from you at the agreed price. This process takes up to 30 days. Disney evaluates each contract individually. They exercise ROFR more frequently on high-demand resorts and lower-priced contracts.

If Disney exercises ROFR: your sale to the buyer falls through, Disney buys the contract at your accepted price, and you receive the sale proceeds minus broker commission. If Disney waives ROFR (the most common outcome): the sale moves forward to closing with your original buyer.

5

Closing and Receiving Funds

After ROFR is waived, the transaction goes to a title company. The title company verifies ownership, pays off any outstanding DVC loan, collects closing documents from both parties, and coordinates the deed transfer.

Closing typically takes 30 to 60 days after ROFR waiver. You will sign a deed and closing documents (usually by mail or electronically). Once all documents are signed and recorded, proceeds are wired or mailed to you, minus broker commission, closing costs, and any outstanding annual dues.

2026 DVC Resale Price Ranges by Resort

Resort Resale Price / Point Demand
Copper Creek Villas$145 to 170High
Bay Lake Tower$145 to 165High
Riviera Resort$115 to 135High
Polynesian Villas$150 to $175High
Grand Californian$170 to 210Very High
Boardwalk Villas$110 to 135Moderate
Beach Club Villas$120 to 145Moderate
Saratoga Springs$115 to 130Moderate
Old Key West$90 to 115Moderate
Hilton Head Island$80 to 100Lower
Vero Beach$75 to 95Lower

Prices are market estimates for 2026 and vary by points loaded, use year, and contract size. Larger contracts (150+ points) often sell for slightly less per point than smaller contracts.

What Affects Your Sale Price

Increases Value

  • ✓ Full current-year point allocation loaded
  • ✓ Popular resort (Bay Lake, Copper Creek, Poly)
  • ✓ Early use year (February, March, April)
  • ✓ Small contract (50 to 100 pts), which is easier for buyers to afford
  • ✓ No outstanding loan balance

Reduces Value

  • ✗ Banked points expiring soon
  • ✗ Points already borrowed from next year
  • ✗ Annual dues in arrears
  • ✗ Older resort with shorter remaining term
  • ✗ Outstanding Disney Vacation Club loan

Frequently Asked Questions

How long does it take to sell a DVC contract?
The typical DVC resale timeline is 3 to 6 months from listing to closing. After accepting an offer, Disney exercises or waives their Right of First Refusal (ROFR) within 30 days. If waived, closing typically takes another 30 to 60 days. Total time from listing to funds in hand is usually 90 to 180 days.
What is ROFR and will Disney buy my contract?
ROFR (Right of First Refusal) is Disney's contractual right to purchase any DVC contract at the same price and terms as your accepted offer. Disney exercises ROFR selectively, more often on popular resorts or very low per-point prices. The majority of transactions pass ROFR and close with the original buyer. If Disney does exercise ROFR, you still receive your agreed sale price.
How much are the closing costs when selling DVC?
Seller closing costs typically include broker commission (10 to 15% of sale price) and a share of title/escrow fees ($150 to $300). Buyers pay their own closing costs separately. If you have an outstanding DVC loan, it is paid off from your proceeds at closing. Outstanding annual dues are prorated between buyer and seller as of the closing date.
Can I sell my DVC if I still have a loan?
Yes. You can sell a DVC contract with an outstanding loan. The loan payoff amount is deducted from your closing proceeds. Your broker and title company will coordinate directly with Disney's financing department to obtain a payoff figure and ensure the deed is released at closing.
Should I sell my DVC points or the whole contract?
You cannot sell individual points. The DVC contract (deed) is the unit of sale. You sell the entire contract, which includes all associated points. If you want to reduce your point total rather than exit entirely, some owners explore options like renting unused points or, in limited cases, selling a partial interest, though partial transfers are complex and not offered by all brokers.

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