DVC Resale Listings
| Resort | Points ⇅ | 2026|2027|2028 ⇅ | Use Year | $/Pt ⇅ | Total ⇅ | Days ⇅ | Value Score ⇅ | Investor | Broker |
|---|
Your Complete Guide to Buying Disney Vacation Club Resale
Buying into Disney Vacation Club on the resale market is one of the smartest ways to own a piece of the Disney vacation lifestyle for less. Every contract listed above is an active resale listing from a licensed Disney Vacation Club resale broker, refreshed daily so the prices, point totals, and use years reflect what is genuinely available right now. This guide explains exactly how to read these listings, how to compare them fairly, and how the buying process works from your first offer to the day the deed is recorded in your name.
What every listing tells you
Each row in the table is a single resale contract. The home resort is the DVC property where your points are based, and it sets both your annual dues rate and your booking priority. Points is the size of the contract, the number of vacation points you receive every year. Use year is the month your points renew annually, which matters more than most first time buyers realize because it shapes banking, borrowing, and how flexible your contract is if plans change. Price per point is the single most useful number for comparing value across contracts, while total shows the full purchase price. The value score ranks each contract against the wider market, and days on market tells you how long a listing has been available, which can hint at room to negotiate.
How to compare resale prices the right way
The lowest price per point is not always the best deal. A smart comparison weighs three things together: the price per point, the annual dues at that resort, and the current point status of the contract. Two contracts at the same resort and the same price per point can differ by thousands of dollars in real value once you account for banked points that carry over, points already used by the seller, and the timing of the next dues bill. A contract described as fully loaded, meaning it arrives with all current points plus banked points from the prior year, delivers far more vacation value than a stripped contract where the seller has already used or transferred those points. Always read the point availability for each year before you judge a price.
Use years and point availability
Disney assigns every contract a use year, a fixed month such as February, June, or December when your annual points are deposited. If you travel mostly in the fall, a use year early in the calendar gives you the longest runway to bank points you cannot use. If your closing will happen late in the year, a later use year protects points that might otherwise expire before you can book. Matching the use year to your travel habits is one of the few decisions you make once and live with for decades, so it is worth getting right the first time.
Home resort priority and why it matters
Every DVC member can book across the network at seven months before check in, but only owners at a given home resort can book that resort during the earlier eleven to seven month window. For high demand resorts and room types, that home resort advantage is the difference between reserving the exact villa you want and joining a waitlist. If there is a specific resort, view, or villa size you love, owning points there is the most reliable way to secure it season after season.
Annual dues and the true cost of ownership
Points are only half of the ownership equation. Each year you pay annual dues based on the number of points you own and the dues rate at your home resort. Dues rates vary meaningfully from one resort to another, and they rise modestly over time to cover maintenance, refurbishments, taxes, and staffing. When you compare two contracts, always weigh the dues per point alongside the purchase price. A slightly higher priced contract at a resort with lower dues can cost you less over a ten or twenty year horizon.
The right of first refusal process
When you agree on a price with a seller, the contract is submitted to Disney, which holds a right of first refusal on every resale transaction. Disney can either waive its right and let your purchase proceed, or exercise it and buy the contract itself at your agreed terms. The great majority of contracts pass through without issue, though unusually low prices are more likely to be taken by Disney. The value scoring shown here helps you find contracts that are attractively priced yet realistic enough to clear this step.
Closing costs and timeline
After the right of first refusal clears, the transaction moves to closing, where a title company prepares the deed, verifies the points, and records the transfer into your name. A typical resale purchase takes several weeks from accepted offer to recorded deed. You will pay closing costs and, depending on the terms, may reimburse the seller for a share of the annual dues. Reputable brokers and title companies handle the paperwork, escrow, and estoppel so the process stays clear and predictable from start to finish.
Why buy resale
Resale contracts routinely sell for well below the cost of buying the same points directly, which is why so many experienced members grow their ownership on the resale market. You receive the same vacation points, the same home resort priority, and the same ability to book across the entire network. For the many buyers who simply want more nights in a Disney Deluxe Villa each year, resale delivers the same experience for a materially lower cost.
Listings you can trust
The contracts above come from licensed Disney Vacation Club resale brokers and are updated every day, so what you see reflects the live market rather than a stale snapshot. The value score blends price per point, annual dues, and point availability so you can spot genuine value at a glance instead of sorting on price alone. Use the filters on the left to narrow by home resort, contract size, and value, then open any listing to view full details and make an offer with confidence.
Common questions about DVC resale
Is a resale contract the same as buying direct? You receive the same points, the same home resort booking priority, and the same access to book across every resort in the network. A small number of newer perks and incentives are reserved for direct buyers, but the core ownership and the vacations themselves are identical.
How many points do I need? Most families start between 100 and 200 points, enough for a week in a studio or several shorter trips each year. Because points bank and borrow between years, you can also combine two years of points for a larger villa or a longer stay.
What happens if I choose the wrong use year? You keep the contract for its full term, so pick a use year that fits when you actually travel. If you buy late in the calendar year, a later use year helps protect your first set of points from expiring before you have a chance to use them.